ADU Boost Pilot Program
Bath homeowners interested in building an accessory dwelling unit, also known as an ADU, may be eligible for a $10,000 incentive grant through the ADU Boost Pilot Program.
About the ADU Boost Pilot Program
With funding from the State of Maine, Midcoast Council of Governments is offering ADU Boost in three pilot communities: Bath, Brunswick, and Rockland. The $10,000 incentive grants are intended to encourage homeowners to build ADUs and help address the region’s rental housing needs.
The program has been simplified since it was first announced to make it available to more homeowners and to homeowners who may prefer different types of ADU financing, depending on their individual circumstances. As a pilot program, ADU Boost is testing options for encouraging ADU development.
Incentive grant funds are limited and will be awarded on a first-come, first-served basis.
Program Options
There are two options for Bath homeowners interested in the $10,000 incentive grant.
Home Equity Loan Option
Eligible households may finance their ADU with help from a home equity loan from any lender. The $10,000 incentive grant is payable by Midcoast Council of Governments after a Certificate of Occupancy for the new unit is obtained from the City of Bath Code Enforcement Office. Some restrictions apply.
For more information about this option, contact:
Alexis Mann
Director of Housing Policy
Midcoast Council of Governments
Phone: 207-209-4129
Email: amann@midcoastcog.com
Construction Loan Option
Eligible households may finance their ADU with help from a construction loan of $50,000 or more through Bangor Savings Bank and must meet Bangor Savings Bank’s financing criteria. The $10,000 incentive grant is paid at the time of loan closing.
For more information about this option, contact:
Tuck Hood
VP, Mortgage Loan Officer
Bangor Savings Bank
Phone: 207-975-1876
Email: Tuck.Hood@bangor.com
Program Requirements
- The borrower must agree not to use the ADU as a short-term rental during the term of the loan.
- There are no household income limits for this program.
- Homeowners of any income may apply.
- Some restrictions apply depending on the financing option selected.
Get Started
The first step is to contact the City of Bath Code Enforcement Office about your proposed project and the permitting process.
City of Bath Code Enforcement Office
55 Front Street
Bath, ME 04530
Phone: 207-443-8334
Hours: Monday through Thursday, 7:30 AM to 5:00 PM
Important Notice
The City of Bath will not benefit financially from the promotion of this program and will not be involved in any private transaction between an individual property owner and their lender.